Home Insurance

It's insurance that protects your home and the belongings inside it against a range of unexpected events, such as fires, floods, theft, electrical damage, and more.

Yes. For units in a condominium building (horizontal property), multi-risk home insurance for the unit is mandatory, since the law requires the property to be insured against fire. The condominium may have insurance for the entire building, including the individual units. In those cases, if you also take out an individual multi-risk policy, you are not duplicating payouts: the coverages do not stack — they complement each other. In other words, each policy covers what is contracted under it, avoiding protection gaps and ensuring more complete coverage.

It depends on the policy, but it can include: fire, explosion, and smoke; floods and storms; theft or burglary; electrical damage; broken glass; liability; and home contents. We help you choose only the coverages that make sense for you.

Contents means everything inside the home: furniture, appliances, clothing, equipment, and so on. They can and should be insured.

The deductible is the amount you pay out of pocket in the event of a claim. The higher the deductible, the lower the insurance premium tends to be.

Yes. Multi-risk home insurance is fully customizable. We tailor everything to your home, your lifestyle, and your budget.

Yes. And, in most cases, you get better coverage at a lower price.

You should report the claim as soon as possible. CrediSegur supports you throughout the entire process.

No. Our service is completely free for the client — the financial institutions pay us a fee, and only if a contract is signed. We handle the entire process for you!